![]() Terms and Conditions available upon application. Other fees, charges and purchase costs apply. Where the loan to valuation ratio is 80% or above, lender’s mortgage insurance will be required for a fee. Before acting on this calculation you should seek professional advice. Our lending criteria and basis upon which we assess what you can afford may change at any time without notice. Your borrowing power amount may be different when you complete a full application and we capture all details relevant to our lending criteria. This calculation is not an offer of credit but an estimate only. Before you act on this, please consider if it’s right for you. The information on our website is prepared without knowing your personal financial circumstances. Loan Accounts – Charges for specific services and accounts (PDF 70KB)Īdvantage Package - Terms and Conditions (PDF 2MB) Before making a decision, it’s best to read the terms and conditions. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Therefore this isn’t financial advice, nor is it a quote or an offer of finance from Kiwibank Limited.Conditions, credit criteria, fees and charges apply. It doesn’t take into account your personal financial situation or goals. This calculator is intended to provide general information only and is based on the details you provide. In limited circumstances we may lend to borrowers with a minimum of 10% equity but this is subject to loan-to-value ratio (LVR) restrictions.
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